Our immediate needs annuity

When it comes to care advice, clients and their families often ask more of you than just financial advice. We know that providing care funding advice can be extremely rewarding, but with a complex market, that can be time-consuming and frustrating.

We believe we can make a difference in this market. We want to support you by helping you turn some of your most complicated client discussions into care conversations that really make a difference to their wellbeing.

Lifetime Care Plan, our immediate needs annuity, could help your clients fund their care needs.

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Lifetime Care Plan

Our Lifetime Care Plan, an immediate needs annuity, provides a guaranteed monthly payment for life to help pay for your clients’ care fees.

Adviser with couple

Care resources

Our resources will help you and your clients understand how using an immediate needs annuity could be a solution, and the other options your clients may have to help fund their care.

Read our case studies

We’ve created two case studies to show how a Lifetime Care Plan can help your clients.


Livia case study Mary case study