April Mortgages

Who are we

April Mortgages provides borrowers with peace of mind, with a range of fixed rate mortgages from 5 to 15 years, available up to 95% LTV.

There are no Early Repayment Charges for those who move house or use their own funds to repay the mortgage and as the borrower pays off their balance and drops into lower LTV brackets, their fixed rate reduces automatically.

Mortgage advisers also enjoy peace of mind, through a rewarding ongoing commission structure.

We may be new to the UK market, but our approach has already been tried and tested in the Netherlands, where our parent company launched a lender called MUNT in 2014. In that short time, they have already provided mortgages to more than 100,000 customers and established their position as one of the top lenders in the country.

We fund long-term mortgage assets with long-term liabilities such as pension fund money. This is much more simple, it’s a more efficient form of funding and it means we can deliver customers a straightforward proposition with fewer associated costs.

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What we do

Quite simply, we offer peace of mind with added flexibility – to customers and to advisers. Our fixed rate mortgages allow people to move house without penalty, and rewards borrowers for paying down their mortgage with reducing rates and no ERCs*.

Our mortgages provide certainty and flexibility:

• Fixed rates from 5 years to 15 years
• No ERCs when moving home or making overpayments
• Rate automatically reduces as LTV falls
• Maximum LTV 95%
• Rewarding advisers fairly for long-term relationships with an ongoing service fee

Peace of mind

Nobody knows what will happen in the future and our mortgages offer customers peace of mind in an uncertain world, as well as flexibility that means their mortgage won’t tie them down if their life changes.

Innovation

We reward our customers in ways we believe will set new standards in the UK market. As a customer’s loan reduces over time and they reduce their LTV, we will automatically reduce their interest rate. In addition, we don’t charge any ERC’s if a customer makes overpayments or sells their property.