CHL Mortgages

How to register with this lender as a new user

How to add Mortgage Club as a payment route with this lender

Select “Legal and General Mortgage Club” from the dropdown list of mortgage clubs when you submit a DIP.

How to contact this lender

Main Number: 01252 365 888


Opening times: 09:00 – 17:00 Monday – Friday


Write to:
Admiral House, Harlington Way, Fleet, Hampshire, United Kingdom, GU51 4YA

CHL Mortgages is a specialist buy-to-let lender, lending within England and Wales exclusively through intermediaries. 

We lend to Individuals and Limited Companies for financing standard and HMO/Multi Unit Freehold Block properties. We welcome First Time Landlords right through to experienced Portfolio Landlords.

Our product ranges are designed to be competitive and are complemented by strong criteria that meets the needs of the intermediary and their clients.

The Applicant

  • Individuals
  • Limited Companies
  • Includes Portfolio Landlords

The Property

  • Standard residential properties
  • Houses in Multiple Occupation (HMO)
  • Multi-Unit Freehold blocks

The Rental Calculation

  • Basic Rate & Ltd Co. from 125%
  • Higher Rate tax payer from 145%
  • 5 year fixed products ICR calculation at Pay rate

The Loan

  • Up to £1m Loan per property. Larger loans available upon referral.
  • Up to 75% LTV
  • Portfolios lending up to £2.5m, rising to £5m after 12 months, with no maximum portfolio limits in the background.

Limited companies

  • Special Purpose Vehicles (SPVs)
  • New SPV incorporations accepted
  • Trading companies considered

Tenancy Agreements

  • Single / Multiple AST up to 36 months
  • Shared accommodation & student lets
  • Corporate & Local Authority Leases, subject to approval
Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
Buy To Let0.550%0.500%