Harpenden Building Society

How to register with this lender as a new user

You can use the Broker Online portal for applications

How to add Mortgage Club as a payment route with this lender

Please see our procuration fee details below  – brokers should notify the Society on a full application that the proc fee should be paid via Legal & General.

How to contact this lender

Our Business Development team are here to help:

Jean Errington

Business Development Manager

07483 310314


Graeme Aitken

Business Development Manager

07483 310334


Who we are

We provide individually underwritten mortgages. That way we get to completely understand the needs of the customer.

Individual approach to your application:

  • No use of over-mechanical, tick-box credit scoring
  • An individually-assessed, common-sense approach
  • Repayment, Interest-only or a combination of both

Flexible view on the merits of your case

  • Suitability and affordability are key
  • No upper age restriction
  • Up to 4 borrowers per application

Clear, fair and transparent charges

  • You are aware of all charges and costs
  • No other hidden charges

Look at many types of income when assessing affordability

  • Self-employed income
  • Pension, drawings, dividends, rental/investment/trust income and maintenance

What we do

We have the expertise to manage complex mortgage applications and we take a flexible view on the merits of all cases and create specialist solutions for your clients.

Our policy of lending to people in different types of employment includes; employed, self-employed and retired.

We consider many income sources when determining affordability. These include salary, bonus and commission, self-employed income, pension and investment or trust income.

Our individual products;

  • Residential Owner Occupied
  • Guarantor
  • Self-employed
  • Contractors
  • Professional
  • Lending into retirement
  • Lending in retirement
  • Standard self-build
  • Premium self-build
  • Development to sell/let
  • Residential bridging
  • Holiday Let/Second home/holiday home
Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
Residential (All products)0.400%0.380%
Buy to Let0.400%0.380%
Retention / Further advance0.2000%0.1800%