LiveMore

Who we are

At LiveMore, we bring a ‘can-do’ approach to lending.

We welcome all kinds of income including pensions, rental income and more, as well as a huge range of property types.

We offer a broad range of products for ages 50-90+, we’ll lend up to 85% LTV and we offer the widest range of fixed rates in the later life market.

Let’s work together to say yes to your 50-90+ clients.

What we do

Why choose us:

• All incomes welcome - To give you maximum borrowing power
• Wide range of products - Including interest only, capital repayment & equity release
• Can-do approach - We promise you premium service from real people who care about not-your-average cases

What type of clients can we help:

We can help in all cases when your client is aged 50-90+, but here are some of the scenarios we see often.

• End of term – sometimes called mortgage prisoners.
• Debt consolidation – reducing existing monthly payments and increasing disposable income.
• Bank of Mum and Dad – helping children or grandchildren to get on the housing ladder, pay off student loans, etc.
• Purchasing a home – it could be their dream home or a second home.
• Home improvements – updating their existing property with fund freed up by our mortgages.
• Inheritance Tax – using / gifting the proceeds of a mortgage to reduce the amount of family tax that might be due in the future.

Real cases we have solved in the past:

• 92-year-old gets mortgage for dream penthouse
• Self-employed 58-year-old remortgages despite covid cutting income
• 60-year-old with 5 income sources remortgages

We have lots of fantastic case studies on our website, check them out here:

https://livemoremortgages.com/intermediaries/case-studies