Mansfield Building Society

How to register with this lender as a new user

To register with Mansfield Building Society, complete a registration form available from the Society’s website at

How to add Mortgage Club as a payment route with this lender

The intermediary must reference the mortgage club on the mortgage application form or when applying through the online portal.

How to contact this lender

Call the intermediary sales support team on 01623 676360 or email You can also enquire via the website at

About The Mansfield

The Mansfield is an independent mutual building society that lends across England and Wales. Our wide range of residential, buy to let and shared ownership mortgages, coupled with our flexible underwriting approach, enables us to assess and agree mortgages based on individual circumstances rather than rely on automated credit scoring systems.

Our Products and Key Criteria


  • Purchase up to 95% loan to value (LTV)
  • Remortgage up to 90% LTV
  • Capital repayment up to age 85 available subject to LTV
  • Interest only mortgages: maximum 75% LTV up to age 70 and 60% LTV up to age 80. Part capital repayment part interest only available
  • Shared Ownership up to 95% share and 75% property value
  • Self employed: 1 year’s accounts considered on selected products up to 80% LTV

Buy to Let

  • Top Slicing product available up to 80% LTV (earned income and rental income), rental income alone must be 100% of the product pay rate calculated on an interest only basis

  • Standard Business Buy to Let available up to 75% LTV, professional landlords but not limited companies

  • FCA Regulated Family Buy to Let available up to 75% LTV (property to be let to a close relative)

  • Consumer Buy to Let available up to 75% LTV, subject to product availability

  • Rental income: 125% of the monthly mortgage interest calculated at 5.5% or 2% above pay rate, whichever is the higher, except Business Buy to Let higher rate tax payers on house purchase or remortgage with capital raising, where rental income must be 145% at 5.5% or 2% above pay rate, whichever is the higher

  • Maximum mortgage term 25 years up to age 85

  • Business Buy to Let portfolio size: up to 5 with us (max overall £1m borrowing) and up to 15 with other lenders


Our Service to Intermediaries

We have an affordability calculator available via our website. We also offer an underwriter assessed Decision in Principle and a secure online portal for mortgage applications.

If you wish to discuss a mortgage case or check our lending policy, please call our Intermediary Sales Support team on 01623 676360 or email

Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
Ex-Pat BTL0.500%0.480%
Buy to Let0.420%0.400%
Retirement Interest only (RIO)0.500% 0.480%