Insured by AXIS Specialty London. The support and services are provided by Trustedoctor, a sister company of Further Underwriting International SLU.
Provide your client with peace of mind that should they sustain one of the specified injuries, they’ll be covered – for an extra £5.90 a month.
Fracture cover is there when your client has an unexpected injury, like a slip on the stairs, car crash or a fall outdoors. It’s there to help with the extra costs an injury can cause, such as childcare, travel costs or equipment for mobility.
Available as an optional add on for life insurance, critical illness cover, income protection and rental protection.
Available on our core products
Add Fracture Cover to your client’s life insurance, critical illness cover, income protection and rental protection.
Depending on the injury, your client will receive a pay out of up to £4,000.
Protects against the cost of injury
Covers 19 types of fractures, 9 types of joint dislocation, Achilles tendon ruptures and knee ligament tears. Please see the Policy Booklet for full details.
Low-cost added value
Available for just an additional £5.90 a month on your client’s policy. Annually renewable.
Multiple claims per year
Pays your client a lump sum if they have a specified injury, including accidents where multiple injuries are sustained at one time or in a 12-month period.
Exclusive to advisers
Only available to those who buy their protection policy through an intermediary.
Access some of the UK’s top consultants and diagnostic testing for cardiology, oncology or neurosurgery referrals. Available for an additional £4.50 a month on life insurance, critical illness cover, income protection and rental protection.
Multiple claims per year to a maximum pay out of £4,000.
|Available on Joint Life policies||
If your client chooses a joint life policy, they can add Fracture Cover for one or both lives insured.
|One policy per life insured||
Can only be added to one Legal & General policy.
Payable monthly, reviewed annually.
|Added to personal protection||
Can only be added to the policy at the outset.
|Can be cancelled at any time||
Can be removed from the policy at any time, but can’t be reapplied, or transferred from one product to another.
|Making a claim||
A claim on Fracture Cover will not impact the core policy.
|Claims in the first 7 days||
Your client is unable to make a claim for any injuries sustained in the first 7 days of taking out a policy.
|Injuries before policy start date||
Your client isn’t covered for any injuries that occurred before the policy start date.
Your client will isn’t covered for any injuries sustained in the following circumstances:
|Not available with||
Fracture Cover is not available with:
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