Adviser with clients

Make your lifetime mortgage business a success

Steve Kibler, an equity release adviser from Penvest, shares insight on how to spot new opportunities in the lifetime mortgage market to successfully build your business.

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Finding financial fairness: supporting women in later life divorce
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Help your clients feel secure in their future with an Optional Payment Lifetime Mortgage

With more clients exploring equity release as a vehicle to repay interest-only mortgages, we spoke to equity release specialist and business owner, Chris Fisk.

Roll of houses

Deliver your clients greater flexibility with an Optional Payment Lifetime Mortgage

We caught up with experienced mortgage broker, Louise Baker from My Sort of Loan. We discussed her journey with equity release and how products like the Optional Payment Lifetime Mortgage are giving her clients more flexibility.
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A predictable product in an uncertain world? No dramas

An Optional Payment Lifetime Mortgage from Legal & General gives your clients more certainty, with fewer surprises.
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Cascading wealth: an adviser perspective
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A flexible approach to retirement

For many people aged 55 and over, the road to retirement looks a little different to how it did a decade ago.
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Using a lifetime mortgage for energy efficient home improvements

Taking out a lifetime mortgage enabled Lillian to finish the work her home, prioritising eco-friendly methods and provided a cushion to top up her pension.
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Deadline to Breadline 2022

Deadline to Breadline report: Exploring the financial resilience of working households across the UK
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We've enhanced our Energy Saver Cashback offer

Did you know your clients could earn up to £1,000 cashback on certain energy efficient home improvements?
Adviser with clients

Helping your clients build and release equity

A relationship with a mortgage adviser could build over almost a lifetime - so why should this stop at retirement?
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How a Midlife MOT can strengthen your client relationships
House in the country

Why RIO? Interview with an adviser

To understand the experience of advising on a Retirement Interest Only Mortgage (RIO), we spoke to Phil Small of HQ Mortgage and Finance.
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Five ways equity release can help first-time buyers

More than half of first-time buyers said raising the funds for a deposit was by far the biggest barrier to homeownership.
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The rise of the asset-affluent

The UK is famously a nation of proud homeowners. Buying, renovating, redecorating and selling property might as well be a national pastime. Still, there’s one element of homeownership which we seem uniquely squeamish about discussing: using a home in retirement planning.
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Why pension equality’s a big challenge when couples divorce
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Lifetime mortgages: a solution for clients going through a divorce?

Later life divorce can significantly impact your client’s retirement fund. Find out how lifetime mortgages could help ‘silver separators’.
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Cascading wealth with a lifetime mortgage

Lifetime mortgages are a growing market. Find out how families can benefit from equity release.
Rings on table

Divorce in later life

Later life divorce has risen by 64% since 1990 and shows no signs of slowing down. In fact, now one in four divorces occur after the age of 50.
The true cost of divorce

The true cost of divorce

We’ve highlighted the key facts and figures around divorce to support your conversations with clients and professional connections.
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Making local connections that work

Jane Hanlon, Mortgage Club Manager at Advise Wise, shares her views on how advisers can build local connections to generate new lifetime mortgage leads for their business.
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Could property wealth replace a pension?
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Navigating the transition into retirement

Read our latest article to find out how a fixed term, guaranteed income with flexibility could help support your clients.

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Supporting your clients through a divorce in later life

More retirees than ever are choosing to separate in later life, which can have a huge impact on financial wellbeing. We explain how advisers can support clients through the divorce process and help them reach the best outcomes to embrace a fresh start.

Longevity: The hub of retirement planning

We’re living for longer and choosing more varied retirements than ever before. Although we don’t know how long an individual may live, we can take steps to help clients deal with the risks posed by longevity.
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Considering lifetime mortgages in estate planning
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Managing retirement income in uncertain markets

In times of uncertainty, some clients may benefit from the security, peace of mind and flexibility that fixed term annuities can provide.
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A vision for retirement

We explore the multitude of solutions that are available and how they can be layered together for a better blend of security, flexibility and control.
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Leaving a legacy

How do you use a variety of assets to maximise the legacy a client can leave?
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Physical and mental health in retirement

Generally, people can expect to spend part of their years after age 65 in poorer health. We discuss the implications.
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Patterns of expenditure

We consider the ways to build flexible retirement plans to help you provide financial security for your clients throughout their changing circumstances and expectations in retirement.
Couple moving

Is downsizing the only option?
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The flaws of averages

Are you and your clients ready for the twists and turns a longer retirement can bring? Our latest article highlights three longevity challenges that can impact retirement planning.
Women with adviser

A guaranteed income with flexibility?

We explore how advisers can help their clients achieve financial security while adapting to their shifting requirements and goals in retirement.
Couple with adviser

Fixed term annuities – for the unforeseeable future

Discussing how fixed term annuities can support a flexible approach to retirement planning whilst offering clients security and peace of mind.

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How financial choices impact wellbeing
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Buying an annuity, or the latest mini-MPV?

Over 80% of consumers surveyed spend an hour or less a week actively managing their retirement finances. Only 53% could accurately describe what an annuity is.
Adviser with couple

How to get the best annuity rate for your client

Why it’s important for clients to be honest and open about their lifestyle choices and their existing or previous health conditions.
Couple moving

Should clients downsize to help grandchildren?

Clients now downsize to help their grandchildren get on the housing ladder, but should they?