Open a pension and we'll help you save and invest
Multi-index funds spread your savings across different investment types so you don’t have to.
All you need to do is choose your level of risk. Our investment experts will do the rest to try and get the most out of your money.
Please read our key features for more information.

Find a fund to suit you
Your preferred level of risk can have a big impact on your savings. Our five funds offer a different balance of risk and potential reward. Invest in the one that could deliver the level of savings you want in retirement.
Choose your risk level
Choose your risk level
What are the costs to invest?
0.25% service charge + 0.31% fund management charge deducted annually from your total investment.
How it works
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Select your fund
Your attitude to risk is unique to you. See what matches your comfort level and invest from £100 this tax year. -
Open your personal pension
Complete the quick sign up process and that's it, your money will be invested within one working day. -
Manage your money easily online
Use your online account to check investment performance, view important documents and more.
What we do for you
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Proactive investment management
Our expert fund managers optimise your fund and adjust to any market changes, aiming to maximise results while maintaining your risk level.
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Focus on the future
Your returns are reinvested so the value stays in your pension and helps the total grow even more.
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Help and support
Whatever you need, our award-winning customer service team is here. You can email or speak to our UK call centre, or find most answers in our FAQs.
Meet the team
Our investment professionals manage over one trillion, with more than £41 billion in multi asset funds (as at 30 June 2018).
Your 4 dedicated fund managers plus 25 investment specialists work to deliver your returns and offer you full support.

Justin Onuekwusi

Andrzej Pioch

Bruce White

Martin Dietz
Remember
- Our multi index funds offer different risk levels. It's important to make sure you're comfortable with the risk of the fund you select. Please read this on understanding risk before you invest.
- The value of your funds can go down as well as up. Each fund has its own risks, detailed in the KIID.