Keep on top of your scattered pensions
Under one umbrella, your pensions may be more powerful. Bring them together into a Personal Pension with us, and we'll even help you trace any lost or old pensions too, free!
The Legal & General Personal Pension is a flexible, tax-efficient way of investing for your long-term future. You can start saving into our Personal Pension if you're a UK resident aged between 18 and 74, and start withdrawing money from age 55.
Please read our Key Features and Terms and Conditions before applying for our Personal Pension.
The value of your investment and any income from it may fall as well as rise and is not guaranteed. You may get back less than you invest. Tax rules may change in the future. If you're not sure our Personal Pension is right for you, we recommend seeking professional financial advice.
Why transfer into a Legal & General Personal Pension?
- Five diversified fund solutions to choose from based on your risk appetite
- Manage your account online, anytime
- Consolidate your pensions into one account and benefit from low service charges of 0.25% and a Fund Management Charge of just 0.31%

Why consolidate my pensions?
It depends on your individual circumstances. You might want to consolidate your pensions to one product, for lower fees and charges or to make it easier to see how much you’ve saved. But you might have good reasons not to transfer or consolidate a particular pension. For example, if:
- Your existing pension has lower charges or penalties for transferring.
- You'd lose benefits or guarantees - We can't accept 'final salary' schemes, plans invested in With Profit funds and those with Guaranteed benefits.
- The pension is still being paid into by an employer - we can't accept active workplace pensions.
If you're a member of a Legal & General Workplace Pension, you may have the option to consolidate into that scheme, which could be suitable for your needs.

Ready to simplify your pension savings?
Have a look at our fees, charges and fund options, so that you can see how they compare to those of your existing pensions. You should read the Key Features and Terms and Conditions for more information.