Do you have more than one pension pot and have you got an idea of how much you have saved?
You could consolidate your pensions
Having multiple pensions can make it hard to find the time to manage them. Consolidating them into one place could make it easier for you to see what you have and make decisions based on your combined pension savings. Whether you're ready to take a retirement income or still considering what to do, there are options available to you to consolidate your pensions into a product based on your needs.
Are your pension savings enough to meet your retirement needs now and in the future? You can take a look at our retirement checklist to help you decide when the best time to retire for you may be.
Does your current pension provider offer you a Guaranteed Annuity Rate, a Guaranteed Minimum Pension, or any other valuable benefits? If they do, then it would be a good idea to look at these first to see what you would get.
- Do you know how much state pension you may receive?
Have you thought about when you’d like to retire and what you’d like to spend more time doing?
Have you thought about what might happen as you get older and the help and support you might need?
It’s worth thinking about what level of certainty you’ll need around your regular income and what risk, if any, you're prepared to take with your money
The Government’s impartial retirement guidance will help you avoid the risks and think about what’s right for you.
Speak with us
Our colleagues in Cardiff are always happy to help with your questions or to help you apply for a quote.
0800 048 2446
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