Ahli United Bank

How to register with this lender as a new user

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How to add Mortgage Club as a payment route with this lender

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How to contact this lender

For further information please contact one of the mortgage team

Katie Büggs
020 7487 6941            

Cathy Hyde                                           
020 7487 6942           

Paul Bensley                                          
020 7487 6912           

Richard McAdam                                   
020 7487 6944           

Sim Gill (Islamic/Shariah Finance)        
020 7487 6953           

What makes us different

  • We lend to clients whether based in the UK or overseas secured against UK properties* located in Central and Outer London and within the Home Counties** on an owner occupied or Buy to Let basis.
  • Clients can be Individuals, Private Investment Companies, Partnerships or Trusts.
  • We can provide Regulated, Consumer Buy to Let (CBTL) or Buy to Let mortgage facilities.
  • Borrower’s earnings are considered in both GBP and Foreign Currency.
  • Islamic/Shariah Finance is also available

Our products

Owner Occupied  Central & Outer London Home Counties 
 Maximum LTV***                                                                           65%        60%
 Maximum Term                 25 years Capital Repayment or 5 years Interest Only 
Buy to Let (Including CBTL)



 Maximum LTV***                                                                       



Maximum Term 5 years Interest Only or 20 years Capital Repayment
 Rental Calculation  Rental income less 20% must provide 115% cover at minimum 5.5% stress rate. Up to 10% personal net income to supplement rental shortfall considered, subject to affordability assessment 
 Minimum Age                                           18
 Maximum Age at the end of the term         75
 Minimum Loan size              £250,000 
 Administration fee  1.25% deducted from the advance 
 Procuration Fee (payable to Legal & General)              0.55% 
 Early Repayment Charge                                        1% for the first 2 years 


*properties not permitted – country houses/estates, studio flats, HMO’s and serviced apartment schemes

**including Berks, Bucks, Essex, Herts, Kent, Surrey and Sussex subject to road and rail links

***subject to AUBUK Risk Management approval

****interest only subject to additional criteria, details available upon request

Submitting an Application

For further information please contact one of the team.

Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
High Net Worth Loans0.550%0.500%