Personal protection calculators

Deadline to Breadline calculator

An income and outgoings calculator to help assess your client’s financial security.

Download Deadline to Breadline calculator XLSX: 292 KB

Decreasing term calculator

See how much your clients could receive in the event of a claim.

Download decreasing term calculator XLSX file size: 115 KB

 

Direct debit calculator

Find out when your client’s direct debit will be collected to help them stay in control of their monthly finances.

Income Protection Benefit calculator

Work out your client’s maximum monthly benefit and stepped benefit options based on their current salary.

 XLSX file: Download income protection benefit calculatorXLSXsize: 156 KB

BMI rating tool

Shows how your client’s premium could increase due to their BMI.

You will need to login to OLP Connect to use this tool.

 

What are the chances? Risk reality calculator

An odds calculator to show the probability of certain life events happening to your client.

 

Reinstate direct debit tool

Use if your client's premiums are in arrears or their direct debit has been returned. Just input their policy number and account details.

You will need to login to OLP Connect to use this tool.

Personal protection trusts tool

An interactive tool that helps you explain, advise and set up a trust for your personal protection clients.

 

 

Business protection calculators

Relevant Life Plan calculator

Calculate the potential saving for your clients if they pay for life cover through a Relevant Life Plan, compared to a non-Relevant Life Plan.

 

Decreasing term calculator

See how much your clients could receive in the event of a claim.

 

 

 XLSX file: Download decreasing term calculatorXLSXsize: 115 KB

Business value calculator

Assess the potential value of a business and the potential total amount of cover needed.

 

 

 XLS file: Download business value calculatorXLSsize: 101 KB

Key person calculator

Work out the value of a key person and the amount of cover needed in the event of their critical illness or death.

 

 XLS file: Download key person calculatorXLSsize: 101 KB

Executive Income Protection calculator

Work out the maximum cover levels for executive and personal income protection, and compare the costs.

 XLSX file: Download executive income protection calculatorXLSXsize: 178 KB

Premium equalisation calculator

Use to even out differences in premiums between partners/shareholders, usually due to differences in health and age.

 XLS file: Download premium equalisation calculatorXLSsize: 96 KB

Business protection trusts tool

Use if your client's premiums are in arrears or their direct debit has been returned. Just input their policy number and account details.