How to register with this lender as a new user

How to add Mortgage Club as a payment route with this lender

Select Mortgage Club within the Aviva Adviser site or your preferred research sourcing portal when creating a digital quote.

How to contact this lender

Our dedicated equity release hub on our adviser website features support to help you and your business.  Adviser Hub

Who we are:

As one of the UK's most established and trusted equity release lenders, with over 20 years' experience, we've helped over 270,000 people release more than £10 billion. We release equity on more property types than many other lenders using our Lifetime mortgage. 

Taking good care of your clients is our priority. That’s why we’re a member of the Equity Release Council - set up to help protect people who release equity from their homes. And we only approve lifetime mortgages where the borrower has received professional financial advice.

At the 2023 What Mortgage awards, we once again won the Best Equity Release Lender and Best Equity Release Lender Customer Service categories. We also received the Best Equity Release Lender 2022/2023 title at the Personal Finance Awards.

What we do:

Our lifetime mortgage Lifestyle Flexible Option offers either a one-off cash lump sum of £15,000 or more, tax free or a one-off cash lump sum of £10,000 or more with a cash reserve of £5,000 or more. The cash reserve offers flexibility for your clients to draw money from in the future.

We Offer:

  • A wide range of lending criteria - We’ll consider more property types than many other providers.
  • A competitive re-offer process - With our wide lending criteria, we often receive complex applications which may take longer to underwrite. Therefore, we offer a 14 week offer period plus a 14 week re-offer period.
  • A choice of early repayment charges - We offer a choice of two types of early repayment charge: Fixed Percentage or Gilt-Based.
  • Medically enhanced interest rates - Our unique health and lifestyle enhancements could provide a higher loan amount or a lower fixed interest rate for your client.
  • 21 day rate guarantee on quotes - We want to give you and your clients as much flexibility as possible. That’s why we now offer a 21-day quote guarantee from when you generate an illustration.
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