Nottingham Building Society

How to register with this lender as a new user

Visit The Nottingham for Intermediaries and complete the online registration form and select Legal & General when requested.

How to add Mortgage Club as a payment route with this lender

Visit The Nottingham for Intermediaries and complete the online registration form and select Legal & General when requested.

How to contact this lender

You can contact our Intermediary Enquiry Line on 0344 481 0029 or visit our website to find your BDM. 

Who we are:

At Nottingham Building Society we’re going through an exciting period of change as we focus on the question of what mutuality means in the modern world.

In 2024, borrowers face potentially more challenges than ever before, and we’re evolving our mortgage proposition to ensure we can really have an impact on growing homeownership and supporting borrowers.

Our research shows us that a growing number of borrowers are defined as non-standard by the industry and our new strategic goal is centred around how we can better serve these underserved groups.

Key to that aim is to really understand the person behind the application and to break down the unnecessary barriers that prevent them from purchasing an affordable property.

And our innovative new foreign nationals proposition, which launched on 1st May, aims to do just that. Read more about our foreign nationals and returning expats proposition here.

The Nottingham’s key benefits are:

  • Soft footprint at DIP stage
  • One free basic valuation and a subsidised homebuyers report
  • Free legal fees for remortgages (standard legal fees only) excluding limited company buy-to-let
  • Full procuration fee paid on porting applications
  • All mortgage offers valid for six months
  • Latest trading figures considered for self-employed applicants

What we do:

  • Residential
    • NEW – minimum length of time a contractor must have worked on fixed-term contracts in the same profession is 12 months and no minimum time required on current contract
    • Up to 95% purchase and remortgage (including FTBs)
    • Interest only up to 80% LTV and no minimum income
    • Up to 40-year term
    • Employed/self-employed income to age 75
    • Consider cases with historic adverse over three years old
    • LTI ratio of 5.5x against household income of over £75,000
  • Retirement interest only
    • Up to 60% LTV
    • Purchase and remortgage
  • Buy-to-let
    • No minimum personal income requirement
    • Non-current owner occupier
  • Limited co BTL
    • New landlord and new SPV accepted
    • Flexible deposit and concessionary purchase accepted
  • Holiday lets
    • 32-week rental assessment
    • 60-day personal use
Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
Mainstream0.40% (min £200)0.38% (min £175)
Buy to Let0.40% (min £200)0.38% (min £175)
Retirement Interest Only (RIO)0.40% (min £200)0.38% (min £175)
Holiday BTL0.50% (min £200)0.48% (min £175)
Limited Company Buy to Let0.55% (min £0)0.50% (min £0)
Residential and BTL Product transfers0.30% (min £0)0.28% (min £0)
LTD Company BTL and RIO0.35% (min £0)0.32% (min £0)