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Stafford Railway Building Society

How to register with this lender as a new user

Visit and complete the registration form titled ‘Intermediaries registration form and T&C’ please email your completed form to

How to add Mortgage Club as a payment route with this lender

When registering with this lender, please inform them that Legal & General Mortgage Club will be one of your nominated routes for payment.

You will need to tick the box for “Legal & General Mortgage Club” as your assigned mortgage club on the application form, which can be downloaded from their website.

How to contact this lender

Mortgage Team

Phone: (01785) 223212 / Email:

Business Development Team

Stephen Breen, FPC, CeRER, CeMap

Business Development Manager (North)

Mobile: 07508 128678/Email:

Linked In

Emma Parker  

Business Development Manager (South)

Phone – 07506 906525 / Email:     

Linked In

Stafford Railway Building Society

An Individual Approach to Lending

We have been offering mortgages for over 140 years lending throughout England and Wales. We operate from a single site in the centre of Stafford, which means there are no call centres. You will always be able to contact a member of our mortgage team directly and can discuss your quirky cases with an underwriter directly.

Celebrating the Niches

We understand that not every case is conventional, and with the ever-changing way mortgage customer are choosing to work, live and expand their portfolios, we are here to help the unconventional. We also credit check not score all our mortgage applications.

We specialise in the following areas.

Ex Pat Buy to Lets

  • We lend in a wide range of countries including Australia, Hong Kong and Dubai
  • New build houses and flats up to 70% LTV
  • Holiday lets up to 70%

New Build

  • 90% LTV on all houses and Flats
  • Builder incentives and builder gifted deposits
  • Section 106’s and over 55’s apartments

Complex Income

  • Manual underwriting of every case
  • Retained profits (previous financial year only)
  • Multiple income streams

Self Build (Through Buildstore)

  • 85% LTV for purchase of land and property
  • Renovations and structure conversions
  • Interest only available during the build

Our Products:

You can find further details on our range of products by visiting our dedicated Intermediary website


Useful Links

Affordability Calculator

Stafford Railway Building Society on LinkedIn

Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
Residential 0.400%0.370%
Buy to Let0.400%0.370%

Multi-Pet Discount Terms and Conditions

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